The advisors at Swaine & Leidel Wealth Services cater to the needs of a special group of individuals. We do not represent institutions, we are not stock brokers, and we do not believe that products solve financial problems. Our services are best suited for someone who desires a relationship with a financial professional who will direct their investments and help them in their planning needs. We are a firm that works primarily with the retirement and estate planning needs of our clients.
In an age where people are living longer and guaranteed benefits are disappearing, it is important to seek the advice of a financial professional who understands the challenges that today’s retirees face. It takes a different kind of advisor to plan for someone in or near retirement compared to an individual saving for retirement. Individuals in retirement need financial help from people who understand this phase of life. At Swaine & Leidel Wealth Services our advisors are dedicated to working with new and current retirees.
Recent changes to the estate tax laws have reduced the need for most individuals to create complex financial estate plans. However, your estate may still face unnecessary taxes, may possibly be subject to probate, or other financial hardships that could be avoided with proper planning. Too often families will begin to settle an estate and find that beneficiaries are incorrect, assets are not able to be located, or worse, that the assets must be forced into probate due to incorrect planning. Developing your plan and working with one of our advisors can not only give you confidence that you have done the proper planning, but can also provide confidence for on your family and loved ones.
Once a client’s financial requirements for retirement have been determined, Swaine & Leidel reviews the client’s investment time horizon and tolerance for risk. We then develop an investment strategy individually tailored to meet the client’s financial objectives within comfortable risk parameters.
Death, disability and critical illness can devastate your financial well-being. Life and Long Term Care insurance can help protect you and your family from undue hardship, and are an essential component to any comprehensive plan. We help clients find the right coverage for their needs.
As an independent firm, not owned by a financial conglomerate, we can search the entire universe of financial options to find the most suitable investments for our clients. Investments include equities, fixed income, mutual funds and exchange traded funds (ETFs).